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Tax rate 35% Capital Budgeting Decisions PRINCIPLES OF FINANCIAL MANAGEMENT GROUP PROJECT (FINC 3310) INSTRUCTOR: Dr. Hon-Jen Abraham Lin Yousuf Hayat FINC 3310 Section 1NTB Year 2020 1. Learning...

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Tax rate 35%
    Capital Budgeting Decisions                PRINCIPLES OF FINANCIAL MANAGEMENT
                    GROUP PROJECT (FINC 3310)
    INSTRUCTOR: Dr. Hon-Jen A
aham Lin                Yousuf Hayat    FINC 3310    Section 1NTB    Year 2020
    1. Learning Objectives
    (a) Develop proforma Project Income Statement Using Excel Spreadsheet
    (b) Compute Net Project Cash flows, NPV, IRR and PayBack Period
    (c) Develop Problem-Solving and Critical Thinking Skills
    1) Life Period of the Equipment = 4 years                8) Sales for first year (1)            $ 200,000
    2) New equipment cost            $ (950,000)    9) Sales increase per year            1%
    3) Equipment ship & install cost            $ (35,000)    10) Operating cost:            $ (120,000)
    4) Related start up cost            $ (5,000)    (60 Percent of Sales)        -60%
    5) Inventory increase            $ 25,000    11) Depreciation (Straight Line)/YR            $ 247,500
    6) Accounts Payable increase            $ 5,000    12) Tax rate            35%
    7) Equip. Salvage Value Estimated            $ 15,000    13) Cost of Capital (WACC)            10%
    End of Year 4    (fully depreciated )
    ESTIMATING Initial Outlay (Cash Flow, CFo, T= 0)
    YEAR            CF0    CF1    CF2    CF3    CF4
                0    1    2    3    4
    Investments:
    1) Equipment cost            $ (950,000)
    2) Shipping and Install cost            $ (35,000)
    3) Start up expenses            $ (5,000)
    Total Basis Cost (1+2+3)            $ (990,000)
    4) Net Working Capital
    Inventory Inc.- Acct. Payable Inc.            $ (20,000)    $ - 0    $ - 0    $ - 0    $ - 0
    Total Initial Outlay            $ (1,010,000)
    Operations:
    Revenue                $ 200,000    $ 202,000    $ 204,020    $ 206,060
    Operating Cost                $ (120,000)    $ (121,200)    $ (122,412)    $ (123,636)
    Depreciation                $ (247,500)    $ (247,500)    $ (247,500)    $ (247,500)
    EBIT                $ (167,500)    $ (166,700)    $ (165,892)    $ (165,076)
    Taxes                $ (58,625)    $ (58,345)    $ (58,062)    $ (57,777)
    Net Income (LOSS)                $ (108,875)    $ (108,355)    $ (107,830)    $ (107,299)
    TAX SHIELD DUE TO LOSS
    Add back Depreciation                $ 247,500    $ 247,500    $ 247,500    $ 247,500
    Total Operating Cash Flow                $ 138,625    $ 139,145    $ 139,670    $ 140,201
    Terminal (END of 4th YEAR)
    1) Release of Working Capital                $ - 0    $ - 0    $ - 0    $ 20,000
    2) Salvage value (after tax)                            $ 9,750
    Total                            $ 29,750
    Project Net Cash Flows            $ (1,010,000)    $ 138,625    $ 139,145    $ 139,670    $ 169,951
    NPV =    ($547,967)        IRR =    -18.1%        Payback=    Never Payback
    COST of CAPITAL (WACC) or DISCOUNT RATE OF THE PROJECT = 10%
    Q#1    Would you accept the project based on NPV, IRR?
        Would you accept the project based on Payback rule if project cut-off
        period is 3 years?
    Q#2 SENSITIVITY and SCENARIO ANALYIS.
        Capital Budgeting (Investment ) Decisions
    (a)    Estimate NPV, IRR and Payback Period of the project if Marginal
        Corporate Tax is reduced to 20%. Would you accept or reject the project?
        Assume Straight-Line Depreciation.
    (b)    Estimate NPV, IRR and Payback Period of the project if Equipment is fully
        depreciated in first year and tax rate is reduced to 20%. Would you
        accept or reject the project?
    ( c)    As a CFO of the firm, which of the above two scenario (a) or (b)
        would you choose? Why?
    Q#3 What are advantages and disadvantages of using only Payback method?
Tax rate 20%
    Capital Budgeting Decisions                PRINCIPLES OF FINANCIAL MANAGEMENT
                    GROUP PROJECT (FINC 3310)
    INSTRUCTOR: Dr. Hon-Jen A
aham Lin                Yousuf Hayat    FINC 3310    Section 1NTB    Year 2020
    1. Learning Objectives
    (a) Develop proforma Project Income Statement Using Excel Spreadsheet
    (b) Compute Net Project Cash flows, NPV, IRR and PayBack Period
    (c) Develop Problem-Solving and Critical Thinking Skills
    1) Life Period of the Equipment = 4 years                8) Sales for first year (1)            $ 200,000
    2) New equipment cost            $ (950,000)    9) Sales increase per year            1%
    3) Equipment ship & install cost            $ (35,000)    10) Operating cost:            $ (120,000)
    4) Related start up cost            $ (5,000)    (60 Percent of Sales)        -60%
    5) Inventory increase            $ 25,000    11) Depreciation (Straight Line)/YR            $ 247,500
    6) Accounts Payable increase            $ 5,000    12) Tax rate            20%
    7) Equip. Salvage Value Estimated            $ 15,000    13) Cost of Capital (WACC)            10%
    End of Year 4    (fully depreciated )
    ESTIMATING Initial Outlay (Cash Flow, CFo, T= 0)
    YEAR            CF0    CF1    CF2    CF3    CF4
                0    1    2    3    4
    Investments:
    1) Equipment cost            $ (950,000)
    2) Shipping and Install cost            $ (35,000)
    3) Start up expenses            $ (5,000)
    Total Basis Cost (1+2+3)            $ (990,000)
    4) Net Working Capital
    Inventory Inc.- Acct. Payable Inc.            $ (20,000)    $ - 0    $ - 0    $ - 0    $ - 0
    Total Initial Outlay            $ (1,010,000)
    Operations:
    Revenue                $ 200,000    $ 202,000    $ 204,020    $ 206,060
    Operating Cost                $ (120,000)    $ (121,200)    $ (122,412)    $ (123,636)
    Depreciation                $ (247,500)    $ (247,500)    $ (247,500)    $ (247,500)
    EBIT                $ (167,500)    $ (166,700)    $ (165,892)    $ (165,076)
    Taxes                $ (33,500)    $ (33,340)    $ (33,178)    $ (33,015)
    Net Income (LOSS)                $ (134,000)    $ (133,360)    $ (132,714)    $ (132,061)
    TAX SHIELD DUE TO LOSS
    Add back Depreciation                $ 247,500    $ 247,500    $ 247,500    $ 247,500
    Total Operating Cash Flow                $ 113,500    $ 114,140    $ 114,786    $ 115,439
    Terminal (END of 4th YEAR)
    1) Release of Working Capital                $ - 0    $ - 0    $ - 0    $ 20,000
    2) Salvage value (after tax)                            $ 12,000
    Total                            $ 32,000
    Project Net Cash Flows            $ (1,010,000)    $ 113,500    $ 114,140    $ 114,786    $ 147,439
    NPV =    ($625,544)        IRR =    -23.0%        Payback=    Never Payback
    COST of CAPITAL (WACC) or DISCOUNT RATE OF THE PROJECT = 10%
    Q#1    Would you accept the project based on NPV, IRR?
        Would you accept the project based on Payback rule if project cut-off
        period is 3 years?
    Q#2 SENSITIVITY and SCENARIO ANALYIS.
        Capital Budgeting (Investment ) Decisions
    (a)    Estimate NPV, IRR and Payback Period of the project if Marginal
        Corporate Tax is reduced to 20%. Would you accept or reject the project?
        Assume Straight-Line Depreciation.
    (b)    Estimate NPV, IRR and Payback Period of the project if Equipment is fully
        depreciated in first year and tax rate is reduced to 20%. Would you
        accept or reject the project?
    ( c)    As a CFO of the firm, which of the above two scenario (a) or (b)
        would you choose? Why?
    Q#3 What are advantages and disadvantages of using only Payback method?
Answered Same Day Jun 21, 2021

Solution

Tanmoy answered on Jun 24 2021
148 Votes
Capital Budgeting Decisions
Tax rate @ 35%
Q#1    Would you accept the project based on NPV, IRR?                    
As both NPV and IRR are negative, therefore the project will not be accepted. The NPV is negative at -$547967 while the IRR is -18.1%.                        
Would you accept the project based on Payback rule if project cut-off period is 3 years?    
The Initial investment of the project is $1010000 while the cash inflows of the project are not sufficient enough to be recovered even in 4 years. Hence, as per payback rule the project cut-off period of 3 years is not accepted.                         
                            
Q#2 SENSITIVITY and SCENARIO ANALYIS                        
    Capital Budgeting (Investment) Decisions                        
(a)    Estimate NPV, IRR and Payback Period of the project if Marginal             Corporate Tax is reduced to 20%. Would you accept or reject the project?        Assume Straight-Line Depreciation.                        
                            
A reduction in tax to 20% does not change the negativity of the NPV and IRR of the project. Hence, the project should be rejected. It is observed when the tax rate is 20%, then NPV and IRR of the firm is ($625544) and -23% respectively. Therefore, we should reject the project.                        
                                            
(b)    Estimate NPV, IRR and Payback Period of the project if Equipment is fully        depreciated in first year and tax rate is reduced to 20%. Would you        accept or reject the project?                        
If the equipment is fully depreciated in the first year with $990000 and the tax rate is reduced to 20%, still it does not change the negativity of NPV and IRR of the project. This is because depreciation is a non-cash expenditure and does not involves any actual...
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