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TFIN304
Personal Financial Planning


Assessment 4




15% of total marks


Unit Coordinator: Cara Edwards

TFIN304 Personal Financial Planning Assessment 4 - Presentation
1

Assessment Task 4 – Presentation (15%)
The purpose of this assessment is to:
• Demonstrate the application of economic variables
• Apply principles of the economic environment to financial planning.
Criteria:
• You are required to record a video or online presentation of some format of between
5 to 7 minutes.
• This presentation should address the research topic below.
• At the start of the video, you must hold up a photo ID to demonstrate authenticity.
No marks will be awarded for the presentation if this is not provided, or you
can’t be clearly identified
Topic:
Select one major economic indicator from either interest rates, unemployment, GDP, or
inflation.
What is the cu
ent level of this indicator and make a prediction for how this will move over the
next 6 months and why? What impact will this have on financial planning clients?
Assessment criteria (refer to marking ru
ic):
• Theoretical overview and application
• Depth of research
• Presentation structure and delivery
• Presentation aids and creativity
Recording tool:
To record the presentation, you may use any option you choose, including (but not limited to)
Loom, Vimeo, YouTube or direct recording in MP4 format (with someone else recording the
presentation) – uploaded to Google Drive (see instructions in Appendix)
Your recording should include:
• Yourself
• Photographic identification held up to the camera at the start of the recording that
shows your name and photograph (as per your enrolment) No marks will be
awarded for the presentation if this is not provided or you can’t be clearly
identified
• Some type of visual presentation aid– power point presentation, whiteboard, flip
chart, screen visual etc
If you are using a visual aid that includes handwritten text, the writing must be legible, visible
and in English.
TFIN304 Personal Financial Planning Assessment 4 - Presentation
2
Ru
ic
No marks will be awarded for the presentation if you do not show yourself in the
video and hold up photo ID to the camera at the start of the presentation that clearly
shows your name and photo.
Assessment Criteria and Performance Standards for Presentations


Assessment
criteria



Mark
Performance Standard
Low level of
knowledge and
understanding evident
or demonstrated
Limited level of
knowledge and
understanding
evident or
demonstrated
Acceptable
level of
knowledge and
understanding
evident or
demonstrated
High level of
knowledge and
understanding
evident and
demonstrated
Exceptional
level of
knowledge and
understanding
evident and
demonstrated

Theoretical
overview and
application




4
½ 1½ XXXXXXXXXX
No clear evidence of
understanding or
knowledge of the
theory
Some evidence
of
understanding
of the
theoretical
applications but
lacks clarity
Good level of
understanding
of theoretical
applications,
clearly
demonstrated
High level of
understanding
of theoretical
applications,
clearly
demonstrated
Very high level
of
understanding
of theoretical
applications
clearly
demonstrated
and articulated;
easily
understood by
participants

Depth of
esearch

4
½ 1½ XXXXXXXXXX
No clear evidence of
any research
Some evidence
of research but
limited to
secondary
esearch
Evidence of
adequate
esearch with
some evidence
of primary
esearch
Evidence of
high level of
primary and
secondary
esearch
Very high-level
analysis and
esearch clearly
demonstrated
and integrated

Presentation
structure and
delivery.




3
½ 1 1½ 2 3
Poor – presented
without structure with
unclear voice, no eye
contact, no audience
engagement, and no
evidence of rehearsal
Low –
presentation
lacks strong
structure with
little or no
audience
engagement,
limited eye
contact, and
limited
evidence of
ehearsal
Good –
presentation
structured with
attempts to
engage
audience, good
eye contact,
and evidence of
ehearsal with
good flow
Very good –
structured,
clear
presentation,
easy to
understand
with some
audience
participation,
good eye
contact, and
evidence of
ehearsal with
logical flow
Excellent -
structured,
clear
presentation,
easy to
understand
with engaged
audience, good
eye contact,
and evidence of
ehearsal with
clear, logical
flow
TFIN304 Personal Financial Planning Assessment 4 - Presentation
3

Presentation
aids and
creativity






2
0 ½ 1 1½ 2
No use of colours,
fonts, media, special
effects or other
presentation aids and
poor visibility
Poor creativity
and limited use
of colours,
fonts, media,
special effects
or other
presentation
aids
Evidence of
some creativity
with good use
of colours,
fonts, media,
special effects
or other
presentation
aids but limited
and could be
etter
developed
Very creative
use of
esources very
good use of
colours, fonts,
media, special
effects or other
presentation
aids to facilitate
audience
understanding
Original and
outstanding
exhibition of
creativity with
excellent use
colours, fonts,
media, special
effects or other
presentation
aids to facilitate
audience
understanding
Timing of
Presentation
2
0 ½ 1 1½ 2
Poor use of available
time leading to
incomplete
presentation or
finishing too early
Limited use of
available time,
needs
improvement
Good use of
available time
ut limited and
could be better
managed
Very good use
of available
time to
facilitate
audience
understanding
Excellent use
of available
time to
facilitate
audience
engagement
and
understanding

Total Marks
and Feedback
15
Detailed
Comments
APPENDIX B : Instructions to load Google Drive
1. Sign into your student TOP/IMC email account. Access Google Drive via the menu
on the top right corner of Gmail.
2. Drag/copy the video file to Google Drive.
3. Share the file with:
• Right click on the file and select share.
• Enter my email address ( XXXXXXXXXX) in the To field.
• Click Done.

4. Provide a link to the shared file for your lecturer to access your video
Google support:
https:
support.google.com/drive/answe
2494822?co=GENIE.Platform%3DDesktop&hl=en
https:
www.youtube.com/watch?v=25CtYkqamIA
mailto: XXXXXXXXXX
https:
support.google.com/drive/answe
2494822?co=GENIE.Platform%3DDesktop&hl=en
https:
www.youtube.com/watch?v=25CtYkqamIA
Answered 2 days After Jun 01, 2022

Solution

Sushil Narasagonda answered on Jun 02 2022
92 Votes
ECONOMIC VARIABLE: INTEREST RATES
ECONOMIC VARIABLE: INTEREST RATES
WHAT IS MEAN BY INTEREST RATE?
An Interest rate is the cost of bo
owing money or the return for investing money.
Interest is the Opportunity Cost or “Price” paid for the use of money.
Interest is also the price of liquidity.
In the economy interest rate plays very important role. Bo
ower pay interest for using the money now and they expect that they will earn more than the amount they are paying as interest. So they bo
ow the money to fulfill their need. Needs can be short term or long term. Bo
ower always check his cost for bo
owing the money and this is calculated with rate of interest per annum. Individuals bo
ow money to purchase homes, fund projects, launch or fund businesses, or pay for college tuition. Businesses take out loans to fund capital projects and expand their operations by purchasing fixed and long-term assets such as land, buildings, and machinery. 
1
ECONOMIC VARIABLE: INTEREST RATES
Interest rate act as driver for the market.
It gives signal to save money or bo
ow money and spend.
An Interest rate acts as a stabilizer for inflation in the economy.
(Inflation: a general increase in prices and fall in the purchasing value of money.)
Understanding of Economics is incomplete without knowledge of how interest rates affect and are affected by every other component of the economy.
IT’S APPLICATION IN ECONOMY
Based on interest rate in the country, people decide whether to bo
ow the money from bank or financial institutions. If they have expectation that their business can earn more than the rate of interest they bo
ow the money and invest in capital goods to earn money from business. So interest rate decides the purchasing power of people and so the Central bank use the interest rate as a variable of the economy and they monitor the inflation in the country.
2
ECONOMIC VARIABLE: INTEREST RATES
Each country’s central bank (Reserve Bank of Australia) controls the interest rates for their country and economy. Central bank controls all other banks in the country. Central bank controls the supply of money in the country through monetary policy.
If the interest rate is high, people will not bo
ow from bank and they will try to save money and invest for good returns and they will limit their spending. Consequently consumption will go down and prices of goods and services will come down.
If interest rate is low, people will bo
ow money from bank and spend the money. Consequently consumption will go up and prices of goods and services will also go up due to supply crunch of goods. So then central bank has to increase the interest rate so to reduce the purchasing power of people.
IT’S APPLICATION IN ECONOMY
Every country has a central bank. Generally we call it as Bankers Bank. Central bank frames the monetary policy. Central bank meet in the first week of every month and assess that whether there is need to raise the interest rate or decrease the interest rate. How the inflation is in the country. If central bank raises interest rate then cost of bo
owing will go up and then people will restrict themselves from spending or investment.
3
ECONOMIC VARIABLE: INTEREST RATES
Hence the Interest Rates DETERMINE the quantity of Capital Investment and Savings in the Economy.
Bo
owers pay lenders for money to be used now, and repay later with interest.
Savers earn interest because they are letting a lender use their money now.
Investment spending and the interest sensitive components of consumption spending are inversely related to interest rates.
Lenders are financial intermediaries.
Interest rate is stated as a percentage
IT’S APPLICATION IN...
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