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FNSACC609 Evaluate financial risk FNSACC609 Evaluate financial risk Release: 2 FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018 Approved Page 2 of 5 © Commonwealth...

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FNSACC609 Evaluate financial risk
FNSACC609 Evaluate financial risk
Release: 2
FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018
Approved Page 2 of 5
© Commonwealth of Australia, 2018 PwC’s Skills for Australia
FNSACC609 Evaluate financial risk
Modification History
Release Comments
Release 2 This version first released with FNS Financial Services
Training Package Version 3.1.
Update to pre-requisite unit code


Application
This unit describes the skills and knowledge required to assess financial risk and exposure,
analyse financial histories and establish processes to minimise risks associated with an
organisation’s cash flow or assets and securities.
It applies to experienced individuals with specialised knowledge who use well-developed
analytical skills and systematic approaches to manage and mitigate risk in their area of
esponsibility.
Work functions in the occupational areas where this unit may be used are subject to regulatory
equirements. Refer to the FNS Implementation Guide Companion Volume or the relevant
egulator for specific guidance on requirements.

Pre-requisite Unit
FNSACC511 Provide financial and business performance
information


Unit Sector
Accounting

Elements and Performance Criteria
ELEMENT PERFORMANCE CRITERIA
Elements describe the Performance criteria describe the performance needed to
FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018
Approved Page 3 of 5
© Commonwealth of Australia, 2018 PwC’s Skills for Australia
ELEMENT PERFORMANCE CRITERIA
essential outcomes. demonstrate achievement of the element.
1. Assess financial risk
exposure
1.1 Identify and measure magnitude and volatility of
organisational risks to determine extent of risk exposure and
implications for financial strategies
1.2 Identify key factors supporting or driving risk exposure and
establish timeframes to monitor and improve performance
1.3 Compare short-term and long-term financial outcomes and
projections with actual cash flows using standard financial analysis
techniques to determine effects on liquidity and budget
adjustments
2. Develop risk
management processes
2.1 Ensure risk management options include assessments of
alternatives, criteria for success and estimates of long-term and
short-term effects
2.2 Identify and evaluate key ethical, legislative and organisational
considerations for risk management options
2.3 Develop strategies using standard financial analysis techniques
to identify financial flows, trends in returns and adjustments in
asset values
2.4 Establish financial recording systems to monitor and evaluate
changes in market conditions and business needs using range of
data sources
2.5 Develop risk management strategies that optimise mix of asset
structures and liabilities in operations and ensure flexibility to
meet changing environments
3. Analyse financial
histories
3.1 Evaluate financial performance using trends and patterns that
identify magnitude and volatility of financial exposures
3.2 Compare long-term and short-term financial outcomes with
forecast outcomes to assess variances and parameters in
performance and reliability of financial advice
3.3 Identify and analyse incidents and factors increasing or
diminishing financial performance using standard financial
analysis techniques
4. Establish processes to
minimise risks
4.1 Develop and review recording systems to monitor financial
outcomes and to guide and document decision making
4.2 Maintain and establish inventories to ensure up-to-date records
on value of assets and liabilities
4.3 Assess contribution of organisational attitudes to risk taking
and incorporate in risk analysis process
FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018
Approved Page 4 of 5
© Commonwealth of Australia, 2018 PwC’s Skills for Australia
ELEMENT PERFORMANCE CRITERIA
4.4 Develop, review and communicate parameters for variances in
financial outcomes to support financial decision making


Foundation Skills
This section describes language, literacy, numeracy and employment skills incorporated in
the performance criteria that are required for competent performance.
Skill Performance
Criteria
Description
Reading 1.1, 1.2, 2.2, 3.1, 3.2  Uses highly developed research skills and critically
analyses complex financial information
Writing 2.3, 2.4, 4.2, 4.4  Prepares written analyses and forecasts that clearly
explain relationships between data and advice
Oral
Communication
4.4  Participates effectively in ve
al exchanges using
active listening and questioning to gauge
organisational attitudes and obtain feedback on
proposed options
Numeracy 1.1, 1.3, 2.3, 2.4,
3.1-3.3, 4.1, 4.4
 Performs mathematical calculations and uses a range
of mathematical problem-solving techniques to analyse
trends and forecast financial data
Navigate the
world of work
2.2  Recognises and responds to relevant ethical, legislative
and organisational requirements in managing risk and
meets expectations associated with own role
Get the work
done
1.1-1.3, XXXXXXXXXX,
3.1-3.3, XXXXXXXXXX
 Plans and sequences complex activities, and co
ectly
schedules risk and financial performance monitoring
and reporting
 Plans and implements new systems and processes with
strategic implications for the organisation
 Uses systematic analytical problem-solving processes
in complex, routine and non-routine situations,
gathering information and identifying and evaluating
options against criteria
 Evaluates effectiveness of systems and processes to
inform decisions on how to implement improvements
 Creates tools and systems to enhance the
decision-making process
 Uses digital technologies to access, organise and
analyse complex data


FNSACC609 Evaluate financial risk Date this document was generated: 6 September 2018
Approved Page 5 of 5
© Commonwealth of Australia, 2018 PwC’s Skills for Australia
Unit Mapping Information
Code and title
cu
ent version
Code and title
previous version
Comments Equivalence status
FNSACC609
Evaluate financial
isk
FNSACC609A
Evaluate financial risk
Updated to meet
Standards for
Training Packages
Minor edits to clarify
intent of element
Prerequisite updated
No equivalent unit


Links
Companion Volume implementation guides are found in VETNet -
https:
vetnet.education.gov.au/Pages/TrainingDocs.aspx?q=c7200cc8-0566-4f04-b76f-e89fd
6f102fe
    FNSACC609 Evaluate financial risk
    Modification History
    Application
    Pre-requisite Unit
    Unit Secto
    Elements and Performance Criteria
    Foundation Skills
    Unit Mapping Information
    Links
Answered Same Day Apr 09, 2021 FNSACC511

Solution

Nakul answered on Apr 12 2021
137 Votes
Assessment Solutions
Answer 1:
The company might face problem while selling an illiquid asset due to the following reasons:
· There are no buyers for the illiquid asset making it difficult for the company to pay off its debt
· Even if there are some buyers available, they are not willing to purchase at the ask price, causing a wide bid-ask spread, which may eventually force the company to sell that illiquid asset at a loss.
Answer 2:
The liquidity of assets of any business is determined to liquidity ratios i.e. cu
ent ratio and quick ratio.
Cu
ent Ratio = Cu
ent Assets/Cu
ent Liabilities
Quick Ratio = (Cu
ent Assets- Inventory – Prepaid Expenses)/ Cu
ent Liabilities
Cu
ent ratio and quick ratio shows how much the company is capable of meeting its cu
ent liabilities with liquid assets. Generally the ratio should be between 0.8-1.2 for smooth functioning of a business. The ratio varies depending upon the nature of business.
The liquidity of assets may change over a period of time due to certain factors like assets turning obsolete, due to which less buyers are available to buy the asset at a given price. Other factors like technological advancements may also affect the liquidity of assets as those assets will no longer be required by anyone.
Answer 3:
To manage competition risk I need to first understand the strengths and weaknesses of the competitor. After that I can adjust my café according to the nea
y competition. I can also cut prices or provide discounts initially, without compromising on the quality, to attract maximum customers.
Apart from that I can also provide differentiated products or services to my customers. I can also increase my marketing expense and do some promotional activities to attract maximum customers. Holding loyal customers is also crucial to manage competition risk, and at the same time I can expand my product portfolio, to target new markets, which my competitor is not targeting.
Answer 4:
(a) A mutually-exclusive project is a type of project in which the cash flows of those set of projects are highly affected by each other. At most one project can be selected from the set of projects. (Anon., 2011)
An independent project is a type of project in which the cash flows of that project does not impact the acceptance or rejection of other projects. Hence all the independent projects which meet the basic concepts of capital budgeting must be accepted
(b) For ranking mutually exclusive projects, NPV method is considered superior to IRR because NPV assumes that the cash inflows are reinvested at the company cost of capital while in IRR, the cash inflow is reinvested at the same rate as IRR which makes it unreasonable as compared to the NPV method. (Anon., n.d.)
(c) Net Present Value is the difference between the present value of cash inflows and cash outflows over a period of time....
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