The Patient Protection and Affordable Care Act 2 Individual Mandate The Patient Protection and...

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The Patient Protection and Affordable Care Act 2  Individual Mandate  The Patient Protection and Affordable Care Act requires U.S. citizens and legal residents to obtain qualifying health coverage. This week you will explore the Individual Mandate section of the new health reform law.  1. Explain the Individual Mandate included in the Patient Protection and Affordable Care Act and include the tax penalties that will be imposed if a person or family does not obtain qualifying health coverage.  2. Who will qualify, and what premium and cost-sharing subsidies will be available to individuals?  3. Research the income levels of individuals in your state by reviewing information available on the www.census.gov Web site. How do you think the individual mandate will affect the citizens and legal residents in your state?  4. If you were required to make one policy change or enhancement to ensure success of the individual mandate included in the Patient Protection and Affordable Care Act, what would you recommend?  Write the report in a 3 page Word document formatted in APA style. Please answer the questions listed above in complete detail. Do not copy information directly from the web. Make sure the paper contain and abstract as well as 3 additional pages. The assignment criteria are also listed below.    Assignment Criteria  Explained the Individual Mandate included in the Patient Protection and Affordable Care Act and the tax penalties that will be imposed if a person or family does not obtain qualifying health coverage.  Determined who will qualify, and what premium and cost-sharing subsidies will be available to them.  Supported by Census research, expressed how you think the individual mandate will affect the citizens and legal residents in your state.  Recommended one policy change or enhancement to ensure success of the individual mandate included in the Patient Protection and Affordable Care Act, and supported your decision.  Presented a structured document free of spelling and grammatical errors.  Properly cited sources using APA format.

Robert · Accepted Answer

APA Format 6th Edition Template
Running head: PPCA – INDIVIDUAL MANDATE                                 1
The Patient Protection and Affordable Care Act 
Student Name 
University Name
PPCA – INDIVIDUAL MANDATE                                                           1 
Individual Mandate included in the Patient Protection and Affordable Care 
According to the individual mandate of the PPCA, every citizen of the US and their dependents 
should have “minimum essential” health insurance coverage by 2014, failing which the 
individuals will be subjected to penalties. “Minimum essential” can be defined as the benefits 
that are offered under all plans. For example: adults under the age 30 should have a catastrophic-
only coverage, while others should posses and enroll for more robust plans.  
Though the act is compulsory for every US citizen, it provides exemptions to members of certain 
religious sects, along with those who cannot afford it. For example: individuals whose income is 
below the tax filling threshold are not subjected to penalties. As per the act, for 2014, an 
individual not complying with the PPCA act will have to pay a penalty which is greater of either 
USD 95 or 1.0% of his gross income. Once the act in fully operational in 2016, the new penalty 
imposed will be greater of 2.5% of income or USD 695, however not exceeding the cost of 
minimum coverage. Further in case of insured dependents, 50% of the penalty will be levied. 
Premium and Cost-Sharing Subsidies in the Affordable Care Act 
Under the affordable care act, individuals can buy insurance from various sources. Employer 
sponsored insurance will remain the major source of insurance for the working class. People with 
income below 133% of the FPL (federal poverty level) will be eligible for free insurance 
coverage under the Medicaid program. The remaining population will purchase it from the newly 
established state insurance exchange. 
The most enticing feature of the affordable care act is the assistance provided to the low-income 
individuals in purchasing insurance via these exchanges.

The Patient Protection and Affordable Care Act 2 Individual Mandate The Patient Protection and Affordable Care Act requires U.S. citizens and legal residents to obtain qualifying health coverage. This...

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