Paper should be between 5-8 pages . Paper MUST FOLLOW & INCLUDE the following: Final Paper: Student will select an aspect of the health care system or health care system issue of interest and write a...

Running Head: HEALTHCARE DISPARITIES AMONG AFRICAN
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Healthcare Disparities among African American
Running Head: HEALTHCARE DISPARITIES AMONG AFRICAN AMERICAN
Healthcare Disparities among African American
Name
Institution
Health Care System in U.S
Introduction
Health care system for the African American in the United States is seen as one of the most popularised subject for debate in the country. There have been two opposing debates regarding this issue. On one extreme, there are those who propose that the country offers the best health care system for Americans basing their argument on the unreserved medical technology and the modernized facilities that the country has. On the other extreme, there is opposition that the medical system in the country is highly fragmented
inging about inefficiency. This argument is based on the fact that the expenditure level of Americans on medical care is comparatively higher than the expenditure level in any other country. Additionally, there are still cases of health un-insurance, i
egular patterns of medical quality and worse off, administrative waste. With this understanding of the two opposing arguments, it becomes clear for one to conceptualize how the structure of the United States health care system accommodates the African Americans (Chua, 2006).
Many issues face the health care system of any given country. One of the issues is how the health care system is financed. This issue is concerned with how the society caters for their medical services, what portion of their resources is devoted to health, and the quality of care received in relation to the amount paid for the services. The paper discusses how the American State finances the African American citizens in the country’s health care system (“Financing Health Care,” n.d).
Financing the African American in the United States
A Description of the Issue
It is the responsibility of any society to make choices on how to ensure efficient provision of basic and quality care to its citizens i
espective of their origin. This decision needs to put into consideration the level of quality and innovations that the services need to bear. In the United States, a fraction of the health care system is market oriented. This implies that part of the amount is catered for by private entities, which include employers and individuals. However, the government steps in and makes provision of services to vulnerable individuals who include citizens that trace back their origin from other countries. For example, the federal funds support Medicare, which mainly covers the aged and the disabled while the federal funds support Medicaid, caters for the low-income people. There is no discrimination in terms of who is to benefit from the programs (“Financing Health Care,” n.d).
In the country, financing of health care services is centered on two
oad streams of money, which are money collection for health care and reimbursement of the health service practitioners. Private insurance companies and the government, who are commonly refe
ed to as medical payers, undertake the funding responsibility for the citizens. This implies that the African American citizens have equal access to the Medicare services just like the other citizens in the country (Chua, 2006).
History of the Development of the Financing Aspects
In the first century, all medical practitioners in the United States engaged in traditional medical services where doctors undertook individualised care practices without any partnership. Patients would pay for the services offered, from their own pockets. This posed a challenge to patients, as it was not an easy way for them. This is a fact that led to fluctuations in business ventures of the physicians. This forced doctors to have alternative businesses like farming, general store or even pharmacy to cater for their personal needs. In addition, doctors also experienced competition from lay healers such as Thomsonians, homeopaths as well as faith healers (Ro
ins, 2005).
Towards the end of the nineteenth and the beginning of the twentieth century, the level of technological capability and cultural authority of doctors started to rise. This was steered by the revolutions that were taking place in medical science. The competition for patients from the alternative dealers declined and most of the patients sought medical services from doctors. In 1875, there were approximately 661 hospitals, which accommodated 30,000 beds. The number increased by the year 1930 to 7,000 hospitals with a higher percentage in cities and big towns. After World War II, the four decades that followed witnessed additional...