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LP4.1 Assignment: Appealing Decisions The assignment will assess the competency 5. Examine legal issues related to healthcare rationing and medical necessity. Directions : Complete the Problem below ....

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LP4.1 Assignment: Appealing Decisions

The assignment will assess the competency 5. Examine legal issues related to healthcare rationing and medical necessity.

Directions: Complete the Problem below . Your written response should be no less than two pages in length.

This problem is adapted from a real case history developed by the Center for Health Care Rights in California.
• What procedural remedies does the patient likely have under private insurance and under Medicare or Medicaid?
• Are they adequate?

Problem:Mr. H. was a diabetic and had severe ulcers on his feet. He was a member of an HMO, and his primary care physician had prescribed a treatment regimen that was proving ineffective. In response, the primary care physician offered Mr. H. an amputation below the knee that was his only option. Mr. H. went out of plan to a local wound care center that specialized in diabetic wound treatment where he was advised that vein by-pass surgery would likely take care of his problem. The HMO denied such surgery because Mr. H. referred himself to the specialist without permission. The HMO advised Mr. H.'s family that its utilization review department was reviewing the case, but that it would take at least a month to review. Subsequently, the HMO agreed to approve such surgery, but only if done by Mr. H.'s current medical group, which did not have any physician who had ever performed vein by-pass surgery. Mr. H.'s family asked for him to be transferred to a primary care physician at the medical group that staffs the wound care center. The HMO responded that although they sometimes approve such requests, they would not do so in Mr. H.'s case and that they had already granted enough of his requests. They gave as their reason a provision in the plan documents that prevent referrals outside the plan's network when the network's physicians have the capability to perform the required procedure.

Answered Same Day Dec 25, 2021

Solution

David answered on Dec 25 2021
116 Votes
Appealing Decisions
Before appealing decisions, it is advisable to understand Medicare and Medicaid
programs as it is extremely important while seeking their assistance. Patients are usually covered
under private health insurance and government insurance. Both types offer some different
provisions to the patients. Medicare and Medicaid are government programs and generally
customized to poor or low income people. On the other hand, private insurance is an insurance
policy bought by people of higher or middle income level tax payers in order to avail treatment
and other health care facilities in case of illness in future free of cost (Cunningham, Bazzoli &
and Katz, 2008). In present times, majority of people are today opting for private health
insurance policies as they generally get a rebate of 30% on the total treatment costs in most of
the private hospitals.
Challenge is also out of course in the development and progression of clinical
management. Even though health care agencies have plentiful protocols as well as approaches to
clinical management, there is data across the board that is pivotal to successful daily and long-
term management of patients. In the given problem, the patient was a member of an HMO and he
efe
ed himself for the treatment to the specialist without taking...
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