"Governments Role in Banking" Please respond to the following: • Consider the role the U.S....

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"Governments Role in Banking" Please respond to the following:  • Consider the role the U.S. government has taken in the regulation of banks, as well as the history of major banking regulations, and predict the next major regulatory move by the U.S. government. Explain your rationale.  • Analyze the way banks are supervised in the U.S. and make at least one recommendation for improvement. Explain your rationale.    "Economic Growth and Business Cycles" Please respond to the following:  • Analyze how economic growth is measured to determine which factor is the most difficult to measure accurately. Make recommendations on how the factor you identified can be measured more accurately.  • Determine how each of the business cycles contributed to the expansion of the U.S. economy continuing in 2011. Provide specific examples to support your response.    Time Value of Money  Please respond to the following:  • Create a personal scenario that exemplifies the time value of money that includes the opportunity cost involved.  • Create a business scenario that exemplifies the time value of money that includes a level of risk.    Annuity  Please respond to the following:  • Discuss the pros and cons of annuities when compared with other financial instruments and whether they provide a better investment opportunity for some people. Provide specific examples to support your response.  • Suggest a real-life example of how an annuity can be used in someone’s financial portfolio to balance their investments.  
	
Document Preview: "Governments Role in Banking" Please respond to the following:Consider the role the U.S. government has taken in the regulation of banks, as well as the history of major banking regulations, and predict the next major regulatory move by the U.S. government. Explain your rationale.Analyze the way banks are supervised in the U.S. and make at least one recommendation for improvement. Explain your rationale."Economic Growth and Business Cycles" Please respond to the following:Analyze how economic growth is measured to determine which factor is the most difficult to measure accurately. Make recommendations on how the factor you identified can be measured more accurately.Determine how each of the business cycles contributed to the expansion of the U.S. economy continuing in 2011. Provide specific examples to support your response.Time Value of MoneyPlease respond to the following:Create a personal scenario that exemplifies the time value of money that includes the opportunity cost involved.Create a business scenario that exemplifies the time value of money that includes a level of risk.AnnuityPlease respond to the following:Discuss the pros and cons of annuities when compared with other financial instruments and whether they provide a better investment opportunity for some people. Provide specific examples to support your response.Suggest a real-life example of how an annuity can be used in someone’s financial portfolio to balance their investments.

Robert · Accepted Answer

Government Role in Banking
Running Head: Governments Role in Banking
Governments Role in Banking
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Government's role in banking; the role the U.S. Government has taken in the regulation of banks
Banks are critical to the growth of an economy. It is critical to regulate these institutions in line with modern development.  These are aimed at regulating growth in the banking sector efficiency and achieve stability. The US government has put in place measures aimed at increasing growth of the banking sector, a key factor to the United States economy development. Such measures are aimed at regulating growth while monitoring the bank’s performance at the same time. To avoid excessive growth of the bank like in the years 2000 after the repeal of the Glass-Steagall act of 1933 which was aimed at encouraging growth of the banking sector, the government has come up with measures aimed at reducing such occurrences. 
History Of Major Banking Regulations
  The fast bank in the United States was Alexander Hamilton own initiative. It was granted a charter for twenty years in the 1791. In the year 1811, bank owners had become extremely wealthy at the common’s man expense. During this year, the charter had expired but re-chartering the bank proved futile due to public outcry. In 1816, a second bank was chartered by President Madison. In 1913, the Federal Reserve was granted a one hundred years charter which was to end in the year twenty thirteen. . In the year 1933, the government passed the Glass Steagall Act with an aim of creating public confidence. In 1963, John F. Kennedy then president signed Executive Order 11110. In the year 1999 Gramm-Leach-Blily repealed the Glass-Steagall act allowing for bank holding companies to own financial institution (“A History of Central Banking in the United States,” n.d.).  
Next major regulatory move by the U.S. Government.
Banks in the US need to be regulated to avoid an occurrence of the 20007-2011 crisis. They need to be monitored to avoid excessive growth that may lead to future problems. The Glass Steagall Act need to be reintroduced and amended to reflect the current global trend 
Ways In Which Banks Are Supervised In The U.S
The federal reserve supervises and regulates all banks in the U.S.  the federal reserve aim is to promote the sound operation and compliance with law. The federal reserve also supervises operations of Edge Act and operation of foreign bank.

"Governments Role in Banking" Please respond to the following: • Consider the role the U.S. government has taken in the regulation of banks, as well as the history of major banking regulations, and...

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