Case Study Analysis—Case 4: PPACA ImpactTo complete this assignment review the following resources...

Question

Case Study Analysis—Case 4: PPACA Impact
To complete this assignment review the following resources Web resource:
Haislmaier, E. (2011, January 20). Obamacare and insurance rating rules: Increasing costs and destabilizing markets. The Heritage Foundation. Retrieved from http://www.heritage.org/research/reports/2011/01/obamacare-and-insurance-rating-rules-increasing-costs-and-destabilizing-markets
Complete a detailed case study analysis of the given case, using the process described in Appendix A of your textbook Strategic Management of Health Care Organizations.
Your completed Case Study Analysis Report will include the following sections:

Executive summary
Body of the case report
- Key issues
- Situational analysis
- Strategy formulation
- Recommendation
- Implementation strategies
- Benchmarks for success and contingency plans

Where not all pertinent information is given in the case itself, search for that information or perform a Web search for the required information. Note: Do not search for information beyond the date of the case.
For the Situational Analysis you are encouraged to provide visual presentation of data in your situational analysis and other analysis tools
Present your Case Study Analysis report in a Word document, formatted in the headings and sub-headings given above.

Assignment Criteria

Key Issues: Key issues are complete and clearly explained.

Situational Analysis

External environment analysis includes detailed service area competitive analysis.

Internal environment analysis includes strengths and weaknesses with respect to resources, competencies, an capabilities.

Directional strategies are defined.

Strategy Formulation: Adaptive, market entry, and competitive strategies are developed and supported with rationale.

Recommendation: Alternatives are practical, specific, and related to key issues.

Implementation Strategies: Service delivery and support strategies are linked to directional, adaptive, and market entry and competitive strategies.

Benchmarks for Success: Measurements for success are clearly identified.

Expressed ideas clearly in writing, used appropriate visual presentation of data, and presented the case study analysis report in the specified format.

Applied the correct APA style, usage, grammar, and punctuation.

005_yca89zk-edcnpqww.docx 005_j8e89zk-wcrl03x4.doc

Robert · Accepted Answer

The Impact of PPACA                                                                                                                            1
Title: Impact of PPACA
Name:
School Affiliation 
Date
The Impact of Patient Protection and Affordable Care Act (PPACA)
The patient protection and affordable care act(PPACA) is a federal statute of the united states of America, which was signed into law on March 23,2010 by president Barrack Obama. PPACA is informally referred to as Obamacare (Richard & Cauchi, 2012). This health care reform bill is a very significant regulatory overhaul in the health care system of the United States. PPACA main objective is to decrease the number Americans who are not insured and also to reduce the overall health care costs. It provides incentives to individuals and employers so as to increase the rate of coverage. Some of these incentives include subsidies and credits on tax. Moreover, PPACA aims at improving the outcomes of the health care and enhancing its delivery (Richard & Cauchi). An insurance company is usually required by the PPACA to cover all the applicants with the same rate irrespective of gender of pre-existing conditions.
Key Issues
The new rating rules of PPACA will have a great impact on both individuals and insurance markets. First, there will be increased premiums for young adults, as a result of the   new PPACA restrictions on age rating on premiums (Richard & Cauchi, 2012). This will make insurers to overprice coverage for young adults significantly and this does not actually reflect their health care costs which are lower. It will also be difficult to cover those that are not insured. Although young adults normally tend to be healthy, usually they earn less as compared to older people. This will lead to young adults becoming sensitive to changes in premiums rates and hence more likely to decline the coverage. 
Another impact of the new rating rules of PPACA is perverting incentives for the healthy people to avoid buying health insurance. Due to the fact that the new rating rule has eliminated penalties on people who fail to buy coverage when they are healthy, many individuals will therefore wait before purchasing coverage until need arises.

Case Study Analysis—Case 4: PPACA Impact To complete this assignment review the following resources Web resource: Haislmaier, E. (2011, January 20). Obamacare and insurance rating rules: Increasing...

Solution

Answer To This Question Is Available To Download

Related Questions & Answers

Submit New Assignment