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Capital Investment Evaluation Provide 1 response to each student post. Each response should be 150 words each. Turnitin is being used to check for plagiarism and Please use APA format. Collapse...

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Capital Investment Evaluation
Provide 1 response to each student post. Each response should be 150 words each. Turnitin is being used to check for plagiarism and Please use APA format.


Collapse Subdiscussion Brandy Havens

Brandy Havens

XXXXXXXXXX:17am Apr 24 at 9:17am

Hi Marcus. You did very well exploring the net present value method! As we look at the different methods this week, it’s also worth exploring the risk and uncertainty of some of the factors that we incorporate when using each evaluation method. The uncertainties could influence our decision on whether or not to pursue the project.

Class, what would you perceive to be the most significant variables or uncertainties associated with each method? Which method do you think carries the most substantial uncertainties? Why?




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  • Collapse Subdiscussion Anna Williams

    Anna Williams

    XXXXXXXXXXApr 17, 2019 Apr 17 at 11:53pm

Capital Investment Evaluation

Payback Period Method

In Chapter 10 of the text, Schneider XXXXXXXXXXdefines the Payback period method as a, “quick and dirty evaluation of capital investment projects” (p.422). To put simply, the payback period method describes the time it takes to get the kickback from the investment. An example could be investing money into your friend’s new vegan cupcake company. You’ve invested $5,000.00 to help them get started and they’ve promised to pay you back in full on your investment within one year. This illustrates the concept of the payback period method and the way that an investor has put a certain timeframe on getting the money that they put into that investment back. Now, if we are implementing the payback method here you’d be expecting to get that money back within 12 months.

The advantages in this method include the fact that investments that guarantee a payback in a short amount of time are clearly very attractive to those looking to investment. After all, if someone offered to pay what you’ve invested or double what you’ve invested in 3, 6 or 12 months, wouldn’t you consider it? I’m not really one for taking too many financial risk but I would definitely think about it. Other advantages include the fact that this method has been proven to be beneficial in capital and financial budgeting. Kim, Shim and Reinschmidt XXXXXXXXXXaffirm, “the PBP concept is intuitive; the required calculation is straightforward; and it is simple to understand and easy to communicate, even with decision makers who may lack sophisticated theoretical backgrounds in economic analysis or simply have no time to get into details” p. 114

There can also be some obvious drawbacks such as the uncertainty and risk involved with using this method. The simple payback method does not take the time-value of money into consideration either which has been deemed as the greatest flaw of this particular method.

References

Kim, B., Shim, E., & Reinschmidt, K XXXXXXXXXXProbability Distribution of the Project Payback Period Using the Equivalent Cash Flow Decomposition.Engineering Economist,58(2), 112–136. https://doi-org.proxy-library.ashford.edu/10.1080/0013791X XXXXXXXXXX

Schneider, A XXXXXXXXXXManagerial Accounting: Decision making for the service and manufacturing sectors (2nd ed.) [Electronic version]. Retrieved from https://content.ashford.edu/







Answered Same Day Apr 25, 2021

Solution

Nakul answered on Apr 25 2021
152 Votes

Assignment Solution
Reply to Brandy Havens
There are various variables and uncertainties involved in capital budgeting techniques. First and foremost if the uncertainty of future. Since all these methods take into account the expected future cash flows, it cannot be determined for sure whether the exact cash flows will be generated or not. Cash flows can highly be impacted by business cycles and fluctuations. (Taxmann, 2019) It can change the cost of capital due to inflation and deflation in fluctuating business cycles. All these factors lead to the uncertainty and risk in capital budgeting techniques.
Based on the above information, I believe that NPV method may be more uncertain because it involves both the variables in its equation, namely future cash flows and cost of capital. Hence, it is very important to determine both these variables with maximum certainty to get maximum benefit of NPV method.
References
Jeswani, H. (2019). Accounting Notes. Retrieved from Risk and Uncertainty Analysis | Capital Budgeting: http:
www.accountingnotes.net/financial-management/capital-budgeting
isk-and-uncertainty-analysis-capital-budgeting/6907
Taxmann. (2019). Capital Budgeting: Risk Analysis. Retrieved from Taxmann: https:
www.taxmann.com
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ookfiles/financialtreasurychapter15.pdf
Reply to Anna Williams
I agree that investments with shorter time frame may look attractive in payback period. The basic concept of finance is risk is directly proportional to return, and the risk also includes the time period of investment. The longer the investment horizon, higher the risk and hence higher return and vice versa. In the example you quoted, someone with low risk profile will look for shorter investments and may not wo
y about the percentage return.
However, suppose if I had to invest $5000 in the cupcake business, with the assurance that investment will be returned within 1 year, I will not ask for $5000 but I will demand some extra cash, maybe $6000 or $7000, depending on the business situation. This is because even if I am investing as a friend or a naïve investor, I will need some profit for the money I lent. And if you will observe carefully in this situation, I have accounted for the time value of money by asking $1000 -$2000 above the invested capital, without getting into hectic calculations of determining the cost of capital and NPV. What I am trying to say is, knowingly or unknowing I used the time value of money while lending money, without any complexities. This strengthens your argument that payback period may be useful for shorter and simpler projects where the cash inflows can be realized quickly.

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